☄️Key Features of Flexible Pay

Flexible Pay addresses these challenges through an array of innovative features designed to make cross-border payments efficient, affordable, and secure.

1. Instant Money Transfers

• Users can send and receive funds within minutes to bank accounts, mobile money wallets (MoMo), and MPesa accounts.

• Eliminates long waiting periods associated with traditional banks and remittance services.

2. Low Transaction Fees

• Flexible Pay offers a flat fee of $1.00 per transaction, significantly reducing the cost of international money transfers.

• No hidden fees, ensuring full transparency for users.

3. Virtual USD Cards

• Users can instantly create virtual dollar cards to make secure online purchases.

• Cards are widely accepted on international platforms, providing convenience for online shoppers and businesses.

• Eliminates the need for traditional credit or debit cards, making financial transactions more accessible.

4. Savings Features with Interest

• Flexible Pay provides savings tools that allow users to earn up to 4.5% annual interest on their stored funds.

• Includes multiple savings options such as:

  • Savings Pocket – Helps users set aside money for personal financial goals.

  • Goals and Challenges – Encourages disciplined saving habits.

  • Vault – A secure digital wallet for long-term savings.

• No lock-in periods, ensuring easy access to savings.

5. Secure and Reliable Transactions

• Implements advanced encryption, fraud detection, and security protocols to protect user accounts.

• Adopts multi-factor authentication (MFA) for enhanced security.

• Prevents unauthorized access and ensures data privacy for all transactions.

6. User-Friendly Interface

• Designed for ease of use, allowing users to navigate the platform seamlessly.

• Available on both web and mobile applications, ensuring accessibility for a broad audience.

• Offers instant account creation with simple verification processes.

7. Integration with Local Payment Systems

• Flexible Pay integrates with various local banking networks, mobile money services, and MPesa, making it easier for users in Africa to transact.

• Supports multiple currencies and exchange rate transparency, ensuring fair value for cross-border transactions.

8. Business Payment Solutions

• Enables businesses to process bulk payments, payroll disbursements, and supplier payments efficiently.

• Provides tools for merchants to receive payments from international clients securely.

• Simplifies global transactions for e-commerce platforms and freelancers.

9. Regulatory Compliance and Legal Framework

• Flexible Pay adheres to strict KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations to ensure compliance with international financial laws.

• Provides seamless document verification for users, ensuring legal and regulatory compliance.